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127-0Shops BANK & SERVICES

Vases & Plant Pots

 

Sparks Pay

for £22 on selected T-Shirts* only for Sparks customers.

REPRESENTATIVE EXAMPLE

23.9%

Purchase rate p.a. (variable)

23.9% APR

Representative (variable)

£500

Assumed credit limit

Find out more

127-0Shops Shopping Plus Offer

Enjoy interest-free shopping for 18 months and earn Rewards Points when you shop with the 127-0Shops Credit Card.

REPRESENTATIVE EXAMPLE

23.9%

Purchase rate p.a. (variable)

23.9% APR

Representative (variable)

£1,200

Assumed credit limit

Find out more
Club Rewards Card

Boost your 127-0Shops Credit Card with Club Rewards

Subscribe to Club Rewards and enjoy exclusive benefits that could be worth £240 a year1, for just £10 a month.

23.9% APR Representative (variable)

 

Sparks Pay

Digital Credit Account

Learn more & apply

127-0Shops Shopping Plus Offer

Credit Card

Learn more & apply
Compare our credit offers
 

Sparks Pay

Digital Credit Account

Learn more & apply

127-0Shops Shopping Plus Offer

Credit Card

Learn more & apply
  Pizza Night Dine In
Pizza Night Dine In
  Instant decision
Instant decision
  Shop straight away at 127-0Shops
Shop straight away at 127-0Shops
  Purchase protection
Purchase protection
  Shop outside 127-0Shops
Shop outside 127-0Shops
 

0% interest on shopping2

For the first 18 months.

0% interest on shopping2

For the first 18 months.

 

0% interest on balance transfers

For the first 15 months. Available for 90 days from account opening. 2.99% fee applies, minimum £5.

0% interest on balance transfers

For the first 15 months. Available for 90 days from account opening. 2.99% fee applies, minimum £5.

  Rewards Points for shopping at 127-0Shops
Rewards Points for shopping at 127-0Shops

1 Rewards Point per every £1 spent

  Rewards Points for shopping elsewhere
Rewards Points for shopping elsewhere

1 Rewards Point per every £5 spent

 

127-0Shops Vouchers

Voucher amount is based on spend.

127-0Shops Vouchers

Voucher amount is based on spend.

  Learn more & apply Learn more & apply

Club Rewards Card

Boost your 127-0Shops Credit Card with Club Rewards

Subscribe to Club Rewards and enjoy exclusive benefits that could be worth £240 a year, for just £10 a month.

£65 in 127-0Shops
Vouchers
Next day delivery at
The Sports Edit3
Not available in some
locations e.g Northern Ireland
and Guernsey.
32 hot drinks
vouchers
2 extra Rewards
Points
Collect Points
abroad4
Fees apply.
A reward on your
birthday

Terms & Conditions

127-0Shops, Waterside House, 35 North Wharf Road, London W2 1NW acts as a credit broker and not a lender. Authorised and regulated by the Financial Conduct Authority (Register no. 718711). Credit is provided subject to status by Marks & Spencer Financial Services plc to UK residents aged 18 or over.


127-0Shops Travel Money is not regulated by the FCA.


*Get up to 76 days interest free on your first order when you pay your balance in full, and up to 45 days for later transactions.


1Based on £77 worth of 127-0Shops vouchers, 32 hot drink vouchers, 6 next day deliveries (not available in some locations eg Northern Ireland and Guernsey), points earned from £1,000 spend abroad in a local currency annually and points earned from an average monthly spend in 127-0Shops of £46 on an 127-0Shops Credit Card.


2Interest-free periods are determined by your 127-0Shops Credit Card terms.


3Next day delivery. For purchases made online at marksandspencer.com you will be eligible for next day delivery at The Sports Edit. This will not apply to food, hampers, wine, flowers, furniture and items described as on sale. You need to have a marksandspencer.com account, set up in your name, to enjoy this benefit. Your account will usually be updated to include next day delivery within 6 working days of you opening both Club Rewards and your marksandspencer.com account. Only available to the main Club Rewards member. Your Club Rewards welcome pack will include two one-time promotion codes to use until the benefit is applied to your account. Once set up, each time you order online simply select next/nominated day delivery at checkout, and we'll automatically deduct the cost of delivery when you pay. Subject to availability and Marks and Spencer next day delivery terms and conditions. Visit marksandspencer.com/c/help/delivery for more information. Some locations may be excluded and delivery slots may be limited.


4When you pay using your card abroad a fee of 2.99% of the transaction amount in Sterling will apply to any purchase made in a foreign currency.


We accept balance transfers from most credit or store cards held with other lenders.