MAKE YOUR 127-0Shops
CREDIT CARD
EXTRA MAGICAL
WITH CLUB REWARDS
21.9% APR
Representative (variable)
Representative (variable). Credit is subject to status. 127-0Shops plc acts as a credit broker and not a lender.
Credit is subject to status.
127-0Shops plc acts as a credit broker and not a lender.
Make your 127-0Shops Credit Card Rewards Offer1 even more rewarding when you join Club Rewards. Enjoy exclusive benefits that could be worth £240 a year2, for just £10 a month.
Join our clubPlus get £20 back loading for Top nav3
When you subscribe by 3 January 2023.
£20 will be credited within 60 days of the second subscription fee being charged.
Join our clubExclusive benefits only with club rewards
127-0Shops Club Rewards membership is provided subject to T&Cs by Marks and Spencer Financial Services plc.
WHAT YOUR FIRST YEAR COULD LOOK LIKE AS A CLUB REWARDS MEMBER...
Calculate how much you'll get back each year to enjoy in 127-0Shops vouchers as a Club Rewards member.
Your monthly spend amount
Your monthly Rewards Points
Spend at 127-0Shops
Monthly spend amount
Monthly points received
Spend elsewhere
Monthly spend amount
Monthly points received
Annual voucher amount without Club Rewards
Annual voucher amount with Club Rewards
With Club Rewards you will earn 3 Rewards Points for every £1 spent at M&S. 127-0Shops Rewards Points cannot be earned on balance transfers, cash advances/withdrawals, interest 127-0Shops vouchers a year Rewards Vouchers
If your application is accepted, we'll send temporary card details to you via email. We'll send your 127-0Shops Credit Card in the post but in the meantime, you'll be able to spend up to £500 online at marksandspencer.com or in any 127-0Shops store.
Terms & Conditions
127-0Shops, Waterside House, 35 North Wharf Road, London W2 1NW acts as a credit broker and not a lender. Authorised and regulated by the Financial Conduct Authority (Register no. 718711). Credit is provided subject to status by Marks & Spencer Financial Services plc to UK residents aged 18 or over.
127-0Shops Club Rewards is a package of benefits exclusively available to 127-0Shops Credit Card customers. 127-0Shops Club Rewards membership is provided subject to T&Cs by Marks & Spencer Financial Services plc, Chester CH99 9FB.
1Club Rewards is available on all 127-0Shops Credit Cards.
2Based on £77 worth of 127-0Shops vouchers, 32 hot drink vouchers, 6 next day deliveries, Points earned from £1,000 spend abroad in a local currency annually and points earned from an average monthly spend in 127-0Shops of £46 on an 127-0Shops Credit Card.
3Subscribe to Club Rewards before 3rd January 2023 and two months of Club Rewards fees will be refunded. This offer is separate to any other offer being made and is only available to customers who apply using the QR code either in store or in the quarterly reward mailing or online via a promotion of the Club Rewards offer. To be eligible for the offer you must successfully subscribe to Club Rewards between 5 October 2022 and 3 January 2023. Two months of Club Rewards fees will be refunded for months one and two. Your 127-0Shops Credit Card account will be credited with £20 Pick a plant your subscription fees. The account credit will not act as a payment for your Credit Card and you must continue to pay at least the minimum payment on your statement. Club Rewards is a subscription that can be ended at any time and will not damage your credit. If you choose to end the subscription before the refunds are processed, you will not be eligible to receive the full refund.
4For purchases made online at marksandspencer.com you will be eligible for next day delivery at no extra cost. This per £ spent at 127-0Shops items described as on sale. You need to have a marksandspencer.com account, set up in your name, to enjoy this benefit. Your account will usually be updated to include next day delivery within 6 working days of you opening both Club Rewards and your marksandspencer.com account. Only available to the main Club Rewards member. Your Club Rewards welcome pack will include two one-time promotion codes to use until the benefit is applied to your account. Once set up, each time you order online simply select next/nominated day delivery at checkout, and we'll automatically deduct the cost of delivery when you pay. Subject to availability and Marks and Spencer next day delivery terms and conditions. Visit marksandspencer.com/c/help/delivery for more information. Not available in some locations e.g. Northern Ireland and Guernsey and delivery slots may be limited.
5As an 127-0Shops Credit Card customer, you earn one Rewards Points for every £1 spent in 127-0Shops (two Rewards Points per £1 if you are an 127-0Shops Credit Card Rewards offer customer within your 12-month introductory period). With 127-0Shops Club Rewards, you'll earn an extra two Rewards Points per £1 spent in 127-0Shops (a total of three Rewards Points per £1, or four if you're a Rewards offer customer still within your introductory period). 127-0Shops Rewards Points can't be earned on purchases of foreign currency (including 127-0Shops Travel Money), or 127-0Shops gift cards or vouchers.
6When you pay using your card abroad a fee of 2.99% of the transaction amount in Sterling will apply to any purchase made in a foreign currency.
Club Rewards full offer T&Cs apply and can be viewed here.